If you have been thinking about joining an Oregon credit union, but do not really know whether it would be a good idea or not, you might want to do some research. Truth being told, when you need a loan or want to find business solutions from a financial point of view, your first thought is that banks will offer you all the assistance you need. The problem with this scenario is that things don’t usually go as you expect them to. On the contrary, when you visit a bank and tell them about your plans, they usually tell you that the situation is not that great when it comes to your credit score or that there are all sorts of other conditions you need to meet. This is usually just a way to try and persuade you to opt for the solutions that usually come with the highest interest rates. Credit unions are quite the opposite.