Joining the North Carolina creditunion has many advantages worth considering by each individual. It is true that requirements exist and it is necessary to fulfil them in order to become a member. Once you are able to join, you are not a simple client with access to financial services, but a member with voting rights. Creditunions want to help the community, they are not aimed at making a profit, they offer services to help member achieve financial stability and freedom. It is a misconception to believe that a creditunion has limited services and not a broad range of ATMs available.